Saturday, December 27, 2008

Goal 1

I’m just wondering...after all the Christmas shopping, do you have any more cash left from the Christmas bonuses and 13th month pays you received? Or because of cash shortage, you have to use your credit cards? I hope you didn’t over limit your cards because it’s hard to be bugged by those irritating debt collection agencies. It’s good to start the year with debts paid off… and that’s what my goal for this year. To totally pay all my credit cards. I pray that I’ll be able to achieve this after 3 or 6 months. This is my goal 1. :)